nemsupport@nem-insurance.com
It became a Nigerian branch of NEM General Insurance Association Limited of London in 1965 and incorporated in 1970 as a Nigerian company in compliance with the Companies Decree of 1968..
NEM Travel Insurance is a specialized product developed by NEM Insurance Plc in partnership with MAFRE ASSISTENCIA to provide reliable protection for individuals traveling outside Nigeria. The policy is designed to cover medical expenses, lost luggage, flight accidents, and other unexpected losses incurred while traveling internationally, as stated in the policy benefits.
Traveling abroad comes with various risks ranging from medical emergencies to baggage loss and travel delays. NEM Travel Insurance offers financial protection against these risks and guarantees access to a vast international network of healthcare providers around the world, ensuring that policyholders receive timely assistance wherever they travel.
This policy is suitable for tourists, business travelers, students, and individuals traveling for medical, leisure, or official purposes.
Travel Insurance is a type of insurance policy that provides financial protection against risks and losses that may occur during international travel. It covers medical emergencies, evacuation and repatriation, loss of baggage, legal expenses, and other travel-related incidents.
Travel Insurance in Nigeria is often required for visa processing, especially for travelers applying for Schengen visas. It ensures that travelers can meet embassy requirements while also protecting them from the financial burden of unforeseen events during their trip.
NEM Insurance offers two major travel insurance plans designed to meet international travel requirements:
The Schengen policy is tailored to meet the insurance requirements for visa issuance by Schengen embassies in Nigeria. It provides emergency services across all Schengen states, including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, and Liechtenstein.
This policy ensures compliance with Schengen visa rules while providing medical and travel-related protection throughout the trip.
The Worldwide Travel Insurance policy is designed to meet insurance requirements anywhere in the world, except the insured’s country of permanent residence. It offers broad protection for travelers visiting non-Schengen countries and supports international mobility for business and leisure purposes.
NEM Travel Insurance provides coverage for a wide range of risks associated with international travel, including:
Medical expenses arising from illness or injury during travel
Emergency medical transportation
Medical emergency coverage for sudden, significant, and unpredictable changes in health status
Emergency dental treatment
Repatriation of mortal remains at actual costs
Repatriation after treatment at current expenses
Advance bail
Legal costs
Compensation for loss or search of luggage
Flight-related accidents and associated losses
These benefits ensure that travelers receive financial and medical support when faced with unexpected incidents abroad.
NEM Travel Insurance offers several special features that enhance its value:
Payment of medical expenses up to 30,000 euros with a 50-euro deductible
Emergency medical transportation costs fully covered
Emergency dental expenses covered up to 160 euros with a deductible of 50 euros
Advance bail covered up to 2,000 euros
Legal costs covered up to 400 euros
Compensation for search or loss of luggage
Access to an extensive global healthcare provider network
These features ensure that insured travelers receive comprehensive support during emergencies.
The following conditions apply to the Travel Insurance policy:
Cover begins when the insured leaves Nigeria and ends upon return to Nigeria
Eligible age range is from infants to 75 years
Cover period ranges from 1 day to 365 days
Policy applies only to international travel
These conditions help define the scope and duration of protection provided under the policy.
Travel Insurance is suitable for:
Individuals traveling for tourism
Business travelers
Students traveling abroad
Medical tourists
Government and corporate travelers
Travelers transporting equipment or goods may also combine this policy with Marine Insurance for cargo-related protection, while individuals driving abroad may benefit from Motor Insurance for vehicle-related risks.
Travel Insurance in Nigeria has become increasingly important due to stricter visa requirements and the rising cost of overseas medical treatment. Many embassies now require proof of travel insurance before issuing visas, especially for Schengen countries.
This policy ensures that Nigerian travelers can:
Meet embassy insurance requirements
Access medical care abroad without heavy out-of-pocket costs
Receive assistance during emergencies
Travel with confidence and peace of mind
NEM Travel Insurance combines international medical support with financial protection for travelers. Through its partnership with MAFRE ASSISTENCIA, the policy offers access to global healthcare services and emergency assistance.
The policy can also be bundled with Home Protection Insurance and Fire and Special Perils Insurance to provide broader personal risk coverage.
With flexible duration options and wide territorial coverage, NEM Travel Insurance remains a reliable solution for Nigerians traveling abroad
.